How Do I Surrender/Withdraw My MSB License? MSB License Search & Administrative Action Search Installment Lender License Search & Administrative Action Search How Do I Update/Amend My Installment Lender Record? How Do I Surrender/Withdraw My Installment Lender License? How Do I Renew My Installment Lender License? How Do I Apply for an Installment Lender License? Installment Loans Frequently Asked Questions Mortgage Industry Frequently Asked Questions Mortgage Call Report and GRMA Reporting Requirements Mortgage Broker/Lender Examinations Overview How Do I Update/Amend My Mortgage License Record? If it smears it is good the right side will not smear.Mortgage License & Administrative Action Searches Turn the check over, moisten your finger tip and run it over the left denomination. When held above eye level, a Greek god’s face will appear on the right. When held above eye level, a Greek goddess will appear in a circle on the right side of the check. When held above eye level, a globe of the world appears on the front left and a dove in the upper-right corner. Missouri, Colorado, Oklahoma, Nebraska, Iowa, Wyoming, Kansas, New MexicoĬalifornia, Oregon, Washington, Utah, Hawaii, Alaska, Idaho, Nevada, ArizonaĮach traveler's check issuer has specific, unique security features. Missouri, Arkansas, Kentucky, Tennessee, Indiana, Illinois, Mississippi Illinois, Michigan, Indiana, Iowa, Wisconsin Georgia, Alabama, Florida, Tennessee, Louisiana, Mississippi Carolina, Washington, D.C., West Virginia Ohio, Pennsylvania, Kentucky, West Virginia Massachusetts, Maine, New Hampshire, Connecticut, Vermont, Rhode Island Federal Reserve District Codes District Number New checking accounts usually start with the number 101. You can tell a new account by the check numbers. Ninety percent of all forged checks are drawn on accounts that are less than one year old. The numbers on a forgery will often smear in an opposite color when rubbed with moist fingers.īe cautious of new checking accounts. On a forgery, you should not be able to feel the numbers. These numbers should also be raised off the surface, almost like braille. If you see shine or light reflected off these numbers when you tilt the check under normal lighting, it is probably a forgery. The special magnetic ink used in the MICR line on the bottom of the check should appear flat and dull. See the table below for Federal Reserve district codes. The number should also agree with the routing fraction printed in the upper right corner of the check. It is important that you compare this to the location of the bank, because a forger will sometimes change these in order to buy more float time while the check is routed to an incorrect Reserve bank. The first two numbers indicate in which of the 12 Federal Reserve districts the bank is located. This is the routing code for the bank on which the check is drawn. There is a nine-digit number at the bottom-left end of the magnetic ink character recognition (MICR) line (the numbers printed in magnetic ink near the bottom of the front of the check). With the exception of government checks, checks printed on computer card stock, counter checks, and temporary checks, you should be able to feel perforations on at least one edge of all legitimate checks.
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